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In November 2023, I posted a blog that focused on Tech Tips to make your life easier. If you missed it or would like to read it again, you can do so using the link below.

One of the tips focused on making your accounts safer with two-factor authentication (2FA).

Great idea, Jeff. How about explaining what that means and how it can help people outside your cloud of technology nerds?

Well, push those glasses up on your nose, tuck in that nerdy T-shirt, and let’s go!

Two-factor authentication (2FA) is a security process that adds an extra layer of protection to your online accounts beyond just a password. It requires users to provide two different factors or pieces of evidence to verify their identity. These factors typically fall into three categories:

The idea is that even if one factor is compromised, someone gets your password, the additional factor makes it much more difficult for unauthorized individuals to access your accounts. An example that most can relate to involves the process of accessing your banking information. When 2FA is enabled on your banking account, after entering your username and password in the mobile app or website, you receive a unique code on your smartphone, usually consisting of six digits. You would then need to enter this code to successfully log in. This means that even if someone has your password, they would still need the second factor (possession of your smartphone, in this case) to gain access.

2FA significantly enhances the security of online accounts and helps protect against unauthorized access, data breaches, and identity theft. Many online services, including email providers, social media platforms, and banking institutions, offer and encourage the use of two-factor authentication to safeguard user accounts. I encourage the use of it when available.

While two-factor authentication (2FA) significantly enhances security and makes it more difficult for unauthorized individuals to access your accounts, it is not completely immune to compromise. Like any security measure, 2FA has its potential vulnerabilities. While these risks exist, it’s important to note that enabling 2FA remains a highly effective security practice. The additional layer of protection significantly raises the bar for attackers and provides a crucial defense against common threats.

I hope you find this information useful and take actions to protect your information. Thanks for taking the time to read this. Share it with others to make them aware of how they can better secure their information.